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Adding insult to (possible) injury: deer, cars and what to ask your insurance agent

©Lisa Johnson

It's that time again when a young buck's thoughts lightly turn to love ... and running across the road in front of speeding motorists.

When are you most at risk,  what you should  check on with regard to your insurance coverage and where the insurance companies and the Minnesota State Patrol part company, philosophically speaking.

In related news ...

Once upon a time ... Laura Erickson aired a piece investigating the ins and outs of homeowners insurance and wildlife damage. (Read it here)  Kid throws a rock through window: covered (vandalism.)  Ruffed grouse flies through window: not covered (wildlife damage.) Kid throws ruffed grouse through window: no one knows.

Lisa Johnson started her broadcast career anchoring the television news at her high school and spinning country music at KWWK/KOLM Radio in Rochester, Minnesota. She was a reporter and news anchor at KTHI in Fargo, ND (not to mention the host of a children's program called "Lisa's Lane") and a radio reporter and anchor in Moorhead, Bismarck, Wahpeton and Fergus Falls.Since 1991, she has hosted Northland Morning on KUMD. One of the best parts of her job includes "paying it forward" by mentoring upcoming journalists and broadcasters on the student news team that helps produce Northland Morning. She also loves introducing the different people she meets in her job to one another, helping to forge new "community connections" and partnerships.Lisa has amassed a book collection weighing over two tons, and she enjoys reading, photography, volunteering with Animal Allies Humane Society and fantasizing about farmland. She goes to bed at 8pm, long before her daughter, two cats, or three dogs.